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Brown & Brown (BRO) Reports Q3 Earnings: What Key Metrics Have to Say

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Brown & Brown (BRO - Free Report) reported $1.73 billion in revenue for the quarter ended September 2026, representing a year-over-year increase of 7.4%. EPS of $1.07 for the same period compares to $1.05 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $1.76 billion, representing a surprise of -2.22%. The company delivered an EPS surprise of -0.93%, with the consensus EPS estimate being $1.08.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Brown & Brown performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Total Organic growth: 1.2% compared to the 1.9% average estimate based on four analysts.
  • Revenues- Commissions and fees: $1.7 billion compared to the $1.74 billion average estimate based on five analysts. The reported number represents a change of +9.7% year over year.
  • Revenues- Investment and other income: $25 million versus the five-analyst average estimate of $23.51 million. The reported number represents a year-over-year change of -55.4%.
  • Revenues- Commissions and fees- Retail: $969 million versus the four-analyst average estimate of $994.67 million. The reported number represents a year-over-year change of +10.5%.
  • Revenues- Commissions and fees- Specialty Distribution: $731 million compared to the $756.71 million average estimate based on four analysts. The reported number represents a change of +8.6% year over year.
  • Total Revenues- Specialty Distribution: $739 million versus the three-analyst average estimate of $753.93 million. The reported number represents a year-over-year change of +8.5%.
  • Revenues- Investment and other income- Retail: $9 million compared to the $6.06 million average estimate based on three analysts. The reported number represents a change of +50% year over year.
  • Revenues- Investment and other income- Specialty Distribution: $8 million compared to the $6.98 million average estimate based on three analysts. The reported number represents a change of 0% year over year.
  • Total Revenues- Retail: $978 million compared to the $1 billion average estimate based on three analysts. The reported number represents a change of +10.8% year over year.
  • Total Revenues- Other: $8 million versus the two-analyst average estimate of $9.2 million. The reported number represents a year-over-year change of -81%.
  • Income before income taxes- Retail: $147 million versus the three-analyst average estimate of $169.93 million.
  • Income before income taxes- Specialty Distribution: $243 million versus $267.86 million estimated by three analysts on average.

View all Key Company Metrics for Brown & Brown here>>>

Shares of Brown & Brown have returned +20% over the past month versus the Zacks S&P 500 composite's -1.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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